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195/40R20 vs 195/45R20

Comparison of overall diameter, sidewall, speedometer error, and ride-height change between these two tire sizes.

195/40R20

Section width
195 mm
Aspect ratio
40%
Rim
20"
Sidewall
78.0 mm
Overall diameter
664.0 mm
Revs / mile
771

195/45R20

Section width
195 mm
Aspect ratio
45%
Rim
20"
Sidewall
87.8 mm
Overall diameter
683.5 mm
Revs / mile
749

Difference

Overall diameter
+19.5 mm (+2.94%)
Sidewall
+9.8 mm
Tread width
+0 mm
Ride height (axle)
+9.8 mm
Speedometer error
+2.94%
At indicated 60 mph
actual 61.76 mph

Will 195/45R20 fit instead of 195/40R20?

The overall diameter changes by 2.94%. Most manufacturers consider a swap acceptable when the difference stays under 3% — beyond that, you may see speedometer error, ABS/TPMS warnings, or wheel-well clearance problems. This page only covers the math; your vehicle's wheel arches, suspension geometry, and load rating still matter.

What the numbers mean